Terms of Use and Privacy Policy

Terms of Use

Important Information

By accessing this site, you signify your agreement with and understanding of the following Disclaimers and these Terms of Use pertaining to both this site and material contained herein. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation regarding any securities transaction, or as an offer to provide advisory or other services by Pension Partners, LLC (which term shall include its affiliates, principals and employees) in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information contained on this website should not be construed as financial or investment advice on any subject matter. Pension Partners, LLC expressly disclaims all liability in respect to actions taken based on any or all of the information on this website.

Disclaimer of Warranty and Limitation of Liability

The information on this site is provided “AS IS”. PENSION PARTNERS, LLC DOES NOT WARRANT THE ACCURACY OR FITNESS FOR ANY PURPOSE OF THE MATERIALS PROVIDED ON THIS SITE OR SITES LINKED TO THIS SITE, EITHER EXPRESSLY OR BY IMPLICATION, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. All opinions expressed on this site are subject to change without notice and do not constitute legal, tax or investment advice.  You should always obtain current information and perform due diligence before making any investment decision.  Pension Partners, LLC will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, Pension Partners, LLC cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Pension Partners, LLC further assumes no responsibility for, and makes no warranties that, functions contained at this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components. Pension Partners, LLC shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed, on your computer or other property on account of your accessing or use of this site.

Copyright or Other Notices

If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information. Pension Partners, LLC owns and maintains this site. No act of downloading or otherwise copying from this site will transfer title of any software or material at this site to you. No permission is granted to copy, distribute, modify, post, or frame any text, graphic, software code, user interface design, or logos. Anything that you transmit to this site becomes the property of Pension Partners, LLC, may be used by Pension Partners, LLC for any lawful purpose, and is further subject to disclosure as deemed appropriate by Pension Partners, LLC, including to any legal or regulatory authority to which Pension Partners, LLC is subject. Pension Partners, LLC reserves all rights with respect to copyright ownership of all material at this site, and will enforce such rights to the full extent of the law.

Material to be Consulted in its Entirety

All materials at this site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosures, or hedge clauses apply to each part of the document or material containing them, and will be deemed incorporated in each portion of any material or document that you consult or download. Pension Partners, LLC has not reviewed any of the sites linked to this site, and is not responsible for the content of off-site pages or any other site linked or linking to the site. Your linking to any off-site pages or other sites is at your own risk.

Use of Links

Should the viewer leave this site via a link contained herein, and view content that is not provided by Pension Partners, LLC, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Pension Partners, LLC. Pension Partners, LLC is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Pension Partners, LLC makes no guarantee or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Privacy Policy

Pension Partners, LLC regards privacy as a high priority. The information gathered regarding users of our website will be for internal use only and will not be resold. We intend only to use this information to communicate with clients and users of our website.